We work in co-creation on innovations


"For us, innovation is constantly renewing the range of products and services. Leading in the speed of the acceptance process. We deploy Artificial Intelligence (AI) and anticipate future developments. Our advisor portal E-advisor has also been built to quickly adapt to new needs and insights."

Want to know more about Innovation at Stater?

Please contact Renate Klein

Renate Klein Manager Innovation


Innovation does its job

New advisor portal with AI deployment

"We help market parties innovate and seek co-creation. Together with lenders and advisers, we have built our new adviser portal so that it can adapt quickly to new needs and insights. Artificial intelligence (AI) helps us do that."

Innovation in mortgage products

Together with ABN Amro, we developed the over-value mortgage. Together with a.s.r., we have launched a starter's mortgage. In co-creation with Onderlinge 's-Gravenhage, Stater has developed a senior citizens' mortgage, the ZilverHuis Hypotheek.

AI in the mortgage chain

Stater checks the creditworthiness of applicants with the Bureau Krediet Registratie (BKR). In this process, there is a lot of failure due to misspellings of names. With BKR AI matching, we prevent "misses" due to problems with data quality or fraud due to incorrect data. And we increase the speed in the mortgage chain.

Retention model

With the help of AI, we can accurately predict which consumers might switch to another mortgage lender at the end of their fixed-interest period. In this way, customers can approach consumers in a targeted way. This increases the chance of customer retention.


Business consultant innovation

As Business Consultant Innovation, you are focused on spotting commercial opportunities at customers and developing and elaborating propositions and innovations. Do you see the opportunities? Then we would like to outline your career perspectives.


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